ATFunded 2-Phase CHALLENGE Rules
Profit Targets
Phase 1: 8%
This means you need to accumulate a profit of 8% based on the starting balance. For example – if you start with a 100k account, you will need to have a balance of 108k with all trades closed to hit the profit target.
Phase 2: 5%
This means you need to accumulate a profit of 5% based on the starting balance. For example – if you start with a 100k account, you will need to have a balance of 105k with all trades closed to hit the profit target.
Funded Account
There is no specific target on the funded account. Traders can trade freely without any predefined target amount.
Drawdown Limits
Daily Drawdown Limit
The daily dd is 4% of your starting balance at the start each day (00.00 server time). This means that we will calculate 4% of your balance at the start of each day and you will not be allowed to lose more than this throughout the next 24 hours.
Example 1
Starting Balance – $100000
Starting Equity – $100000
Allowed daily DD – $4000
Stop Out – $96000
Example 2
Starting Balance – $100000
Starting Equity – $102000
Allowed daily DD – $4000 (4% of balance at the start of the day)
Stop Out – $96000
Example 3
Starting Balance – $102000
Starting Equity – $100900
Allowed daily DD – $4080 (4% of starting balance at the start of the day)
Stop Out – $97920
Maximum Drawdown Limit
The max drawdown is 10% of the starting balance on the account.
For example, if you have started with a 100k account, your max drawdown is 10% of this which is $10k.
If your balance/equity goes below 90k at any time, you would violate this rule.
Phase 1 & 2 – Minimum Profitable Days
Profitable Trading Days
To move to the next phase of the challenge, you must have at least 3 profitable trading days.
What counts as a profitable trading day?
- You must open at least one trade during the day.
- You must make a profit of at least 0.5% of your starting balance on the same day.
Conditions
- Only trades opened and closed on the same day are considered.
- Only profits realized before the end of the day are considered.
- Trades that were opened on a previous day and closed today do not count toward the 0.5% profit requirement.
Funded Account
Minimum Profitable Days rule applies only to Phase 1 and Phase 2 of the challenge.
Instead, Funded Accounts follow a different rule – Minimum Trades – explained further below.
Funded Account – Minimum Trades
Minimum Trades Rule
To qualify for a payout, you need to complete at least 5 trades during each pay period.
What counts as a valid trade?
For a trade to be considered valid it must be at least 80% of the size (measured only by lot size) of your largest trade during that pay period.
This means trades won’t count for this requirement if they’re much smaller than your biggest trade.
For a trade to count as valid, it must be placed in line with your usual trading strategy.
If it appears that a trader is trying to bypass the rule — for example, by opening a trade for only 60 seconds and closing it right away — that trade may be disqualified.
If this happens, the trader will need to keep trading until the minimum requirement is met.
Can I still open smaller trades?
You can open smaller trades and trade different instruments anytime.
Not every trade needs to meet the 80% size rule.
Smaller trades won’t be nullified or punished — but they won’t count toward the 5 minimum trades needed to qualify for payout.
Example 1
Largest trade during the pay period: 1.0 lots
Valid trades must be at least 0.8 lots (80% of 1.0)
| Position | Lots | Size requirement met |
| Trade 1 | 1 | Yes |
| Trade 2 | 0.9 | Yes |
| Trade 3 | 0.8 | Yes |
| Trade 4 | 0.5 | Too small |
| Trade 5 | 0.85 | Yes |
| Trade 6 | 0.3 | Too small |
| Trade 7 | 1 | Yes |
Result: 5 valid trades (≥80% size) out of 7 total.
The requirement is met, and you can request payout when it’s due.
Example 2
Largest trade during the pay period: 2.0 lots
Valid trades must be at least 1.6 lots (80% of 2.0)
| Position | Lots | Size requirement met |
| Trade 1 | 2 | Yes |
| Trade 2 | 1.7 | Yes |
| Trade 3 | 1 | Too small |
| Trade 4 | 0.8 | Too small |
| Trade 5 | 0.5 | Too small |
Result: Only 2 valid trades out of 5 total.
You did not meet the minimum trades requirement and won’t qualify for payout until you complete more valid trades.
Rule Reset
The rule resets after every payout, allowing you to establish a new “largest trade”.
Why this rule exists
- It prevents traders from relying on just one big trade to meet the minimum trade requirement
- It encourages trading with balanced size and diverse strategies
- It helps show that traders have consistent and disciplined risk management throughout the pay period.
Minimum Trades Checker
Add your trade lot sizes to see if you meet the 5 valid trade requirement for payout.
*You can add up to 25 trades.
Payouts
Payout frequency
You can request a payout every 14 days, but only if you meet the Minimum Trades requirement
Profit split
You will be rewarded with an 80% split of the profit made on the account.
Minimum payout
The minimum amount a trader can withdraw from his Funded Account is $100
Maximum payout
There is no upper limit for the amount a trader can withdraw in a single payout.
Bonus
The bonus, sometimes called a “refund”, is a reward equal to 100% of your initial fee.
It is given after you complete your third payout on the same account, as a way to recognize your consistency and long-term success with ATFunded.
Leverage
| Asset Class | Leverage |
| FX | 1:30 |
| Indices & Metals | 1:20 |
| Oil | 1:10 |
| Cryptocurrencies | 1:2 |
Positions Rollover
In the ATFunded Challenge program, you are permitted to hold trades overnight and over the weekend.
However, please be aware that any overnight or weekend positions may be subject to additional market risks, such as news events or price gaps when the market reopens. It’s important to ensure that your risk management strategies are in place when holding trades during non-market hours.
Breached Challenges
If you breach 5 challenges within a one month period, then you will be suspended from purchasing for 1 month. If you are suspended on three separate occasions, then you will be permanently banned.
Breached Funded Accounts
If you breach 3 funded accounts within a one month period, then you will be suspended from purchasing new challenges for one month. Repeated offences will result in permanent suspension.
News Rule
Trading news
News trading is not allowed at any time with ATFunded.
You must avoid trading during high-impact news events (marked with a red folder) on both assessment and funded accounts.
You are allowed to keep trades open during news and trade other pairs unaffected by the event.
What is not allowed?
You must not do any of the following within 5 minutes before or after a high impact news event:
- Open new trades
- Set or trigger pending orders (buy/sell stops or limits)
- Modify existing trades
- Close trades (even if it’s automatic, like hitting take-profit)
This applies even if the trade was placed earlier, but closes or changes during the restricted time.
Consequences of Breaking the Rule
Profit Removal: Any profits earned from trades breaking the News Rule will be removed automatically by our system.
Account Breach: Persistent news trading during multiple payout periods or the first phase, despite warnings, may result in ATFunded breaching your earnings account or assessment account.
The Calendar
Every trader gets access to an economic news calendar in their dashboard.
Use this calendar to avoid trading during restricted news times and prevent rule violations.
For events labeled as “Tentative”, “All day” and speeches, restrictions apply only around the exact time listed in the calendar.
Max Open Trades
Maximum positions
You are allowed to have a maximum of 4 open trades on the same currency pair at one time.
What happens if you go over the limit?
Extra trades (beyond the 4th) will still open.
However, once the extra trades are closed, those profits will be removed.
Example 1
| Currency | Positions open |
| EUR/USD | 3 |
| GBP/USD | 4 |
| XAU/USD | 2 |
In this example:
- The trader has open positions on multiple currency pairs.
- No single pair has more than 4 open trades.
The position limit rule is not broken. All trades are valid, and all profits will count.
Example 2
| Currency | Positions open |
| EUR/USD | 5 |
| GBP/USD | 2 |
| XAU/USD | 3 |
In this example:
- The trader has 5 open trades on EUR/USD
- This exceeds the 4-trade limit on a single currency pair.
This breaks the rule.
All 5 trades will still open.
But only the first 4 trades on EUR/USD will count.
- Profits from the 5th trade on EUR/USD will be removed once it’s closed.
- Trades on GBP/USD and XAU/USD are within the rules, profits from those pairs won’t be removed.
EA (Expert Advisors)
You can use Expert Advisors, Trade Copiers & Risk Management Tools as long as they are not used in the following ways:
- Copy trading of other people’s signals
- Tick scalping
- Latency/reverse/hedge arbitrage trading
- Emulators
- HFT EAs
The use of third-party EAs is a risk to both our company and the trader. If more than one trader is found using the same EA and placing the same trades, the account will be flagged for copytrading, leading to account failure.
Margin Call
The margin call will be 110% & the stop out 100%. If a user is stopped out from a margin call, they lose the account.
Minimum Hold Time
At least 50% of your trades need to be held for more than 1 minute.
Gambling Policy
At ATFunded, we are committed to fostering safe and responsible trading practices. Our Gambling Policy aims to be transparent and easily understood by all traders, providing clear guidance and information. The main objective of this policy is to encourage responsible trading while discouraging behaviors that resemble excessive risk-taking and gambling.
Overleveraging
It is essential to maintain responsible position sizes and margin usage at all times. If we determine that you are over-leveraging your account, we will issue warnings to reduce your risk. If this behavior persists after a warning, your account may be terminated.
One-sided Bets
Avoid making trades predominantly in one direction without conducting thorough market analysis. If excessive volume is consistently placed on the same asset and direction within a short period, we may consider it a form of gambling.
Account Rolling
- Passed Account Rolling: Purchasing multiple accounts of the same or similar sizes, passing each one above the maximum allocation, and then trading them individually at the funded stage. Failed accounts are replaced with other accounts that have passed. This strategy will result in the immediate termination of our services.
- New Account Rolling: Purchasing a single account, trading it at full risk, and if it fails, purchasing additional accounts and repeating the same high-risk strategy until one passes. In the funded phase, this approach involves continuing with high leverage or risk tolerance to recover losses from previous failures. This type of gambling behavior is not tolerated and disregards the opportunity to be a successful virtual funded trader.
Reverse Trading
Executing a buy trade on one demo account while placing a sell trade on another demo account is not allowed. This action violates the prohibition against reverse trading or hedging across multiple demo accounts. Additionally, group hedging, where individuals coordinate opposing positions across one or more prop firms to minimize or eliminate risk and take advantage of prop firm rules, is strictly prohibited.
Copy Trading
No more than max allocation per strategy.
Min Hold Time
At least 50% of trades must be held for more than 1 minute. For instance, if an account has 50 trades and 30 of them are held for less than 50 seconds, it would violate this rule.
One-sided Bets/All in
Executing a trade or a series of trades on the same currency pair in the same direction without implementing any risk management strategies or entering over and over after taking a loss. For example, you might open a buy position on GBP/USD without setting a stop loss (SL) or take profit (TP), holding the trade until it either meets the challenge criteria or fails. Another example is repeatedly entering trades that hit the stop loss, continuing this process until the trade eventually moves in your favor.
